J1 Visa Insurance As Type Of Insurance | J1 Visa health insurance must cover $50,000 in emergency medical evacuation. That covers emergency transport to the nearest hospital or other medical facility.
Return of Mortal Remains
J1 Visa health insurance must cover $25,000 to return mortal remains. If an exchange student dies in the US, this benefit helps their family return their body.
Accidental Death/Dismemberment
Accidental death and dismemberment coverage pays a lump amount if the student dies. It also covers limb loss.
Prescription Drugs
J1 Visa health insurance covers prescription medications for new medical conditions after the policy’s effective date. These policies exclude birth control and pre-existing condition medications.
J1 Visa Health Insurance Exclusions
Every exchange student health insurance policy has exclusions that visa holders should know before traveling. To avoid any shocks after getting a visa, the study is crucial. Some health insurance plans cover pre-existing conditions after a waiting time, but most do not.
- Eyecare Footcare
- Wellness
- Sports injuries
- cosmetic or experimental
- Infertility and contraception
- Disaster-related deaths
- Suicide
Many reputable insurance providers cover international students’ health. Most policies cover medical crises and abrupt evacuations. Visa holders can add sports injury or legal assistance insurance.
Why International Students Need J1 Visa Insurance
Intelligent students can enjoy studying abroad. US education could provide students with the skills and knowledge to succeed in life. If they had to study in their own country, it wouldn’t be practicable in most cases. Unfortunately, catastrophic injuries or diseases sometimes happen unexpectedly. Students may stay healthy and safe in the US by investing in a good J1 Visa insurance package.
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